MediSure

We take every care to ensure that all the protection you may need in the event of hospitalisation is included in MediSure, the premier healthcare plans - so that you can have peace of mind at all times. We have built in as much flexibility in our plans as possible to cater for individual differences and provide maximum protection.
　

	No inner limits for most hospitalisation expenses
	Cover pre-hospital diagnostic services within 30 days before admission and 60 days post-hospital follow-up treatment
	Organ transplant benefit
	Outpatient kidney dialysis and cancer treatments
	Accompany bed benefit for child patients
	Public hospital cash benefit
	Worldwide emergency medical evacuation
	Worldwide payment guarantees
	Emergency medical advice and assistance
	Free worldwide assistance services
	Free medical check-up package
	Optional maternity benefit for Super Plan & Executive Plan
	Optional outpatient services benefit for Executive Plan
	Increased international cover benefit for Executive Plan
	Free Travel Personal Accident Benefit for Executive Plan

Coverage	Excel Plan	Super Plan	Executive Plan
Core cover Overall maximum limit, per year	HK$500,000	HK$2,500,000	HK$10,000,000
Hospital & related services benefit* Maximum limit, per year (and in total of any one claim or event)	HK$500,000	HK$750,000	HK$1,500,000
Increased international cover Maximum limit, per year	N/A	N/A	HK$4,500,000
Organ transplantation benefit Maximum limit, per year	N/A	HK$750,000	HK$1,500,000
Additional benefits Free medical check-up package Worldwide payment guarantees 24-hour worldwide assistance services Emergency evacuation & repatriation, per year Free Travel Personal Accident Benefit	N/A available available N/A N/A	once per year available available HK$1,000,000 N/A	once per year available available HK$1,500,000 HK$1,000,000
Optional Cover Outpatient services benefit** Maximum limit, per year Maternity benefit Normal delivery, per year Complicated delivery, per year	N/A N/A N/A	N/A HK$25,000 HK$25,000	HK$20,000 HK$25,000 HK$50,000

* Hospital & related services benefit include:

　

Room & board
　
Miscellaneous hospital charges
　
Intensive care
　
Accompany bed of one adult family member for hospitalisation of children under age 17
　
Home nursing following hospitalisation
　
In-hospital doctor's visits
　
Surgeon, anaesthetist & operation theatre charges, including day-surgery
　
Pre-hospital diagnostic services, within 30 days before admission
　
Post-hospital follow-up treatment, within 60 days after discharge
　
Public hospital cash benefit
　
Outpatient kidney dialysis treatment
　
Outpatient cancer treatment

** Outpatient Services Benefits include:

　

Visits to General Practitioners
　
Visits to Specialist Practitioners
　
Prescribed medication
　
Diagnostic X-ray & laboratory tests
　
Bonesetter, acupuncturist & chiropractor treatments for accidental injury

Pre-existing conditions
　
Routine medical check-ups and vaccinations
　
Cosmetic surgery
　
Dental treatment or oral surgery related to teeth (unless within the terms of the Accident Dental benefits)
　
Convalescent care
　
Pregnancy or childbirth (except as defined and covered under the Maternity Benefit), infertility, contraception and sterilisation
　
Congenital and hereditary conditions
　
Mental and psychiatric disorders
　
Elective overseas treatment for non-emergency medical conditions
　
Participation of hazardous sports and pastime