CriticalCare

Protection against critical or even fatal illnesses is essential as the huge medical costs for treatment and the loss of income during such an illness could have a devastating effect on one's financial resources, resulting in radical changes to one's lifestyle. Aviva CriticalCare 1.0 is designed to help maintain one's standard of living throughout the period of illness and recovery.

Paying out of a lump sum benefit in the event of diagnosis of a specified critical
illness covered under the policy

　

Standard Plan	I	II	III
Coverage amount	HK$100,000	HK$150,000	HK$250,000

The Standard Plan covers the following critical illnesses:

　

Cancer
　
Stroke
　
Heart Attack
　
Coronary Artery Bypass Surgery
　
Kidney Failure
　
Parkinson's Disease
　
Multiple Sclerosis
　
Motor Neurone Disease

Comprehensive Plan	I	II	III
Coverage amount	HK$100,000	HK$150,000	HK$250,000

The Comprehensive Plan covers:

　

Cancer
　
Stroke
　
Heart Attack
　
Coronary Artery Bypass Surgery
　
Kidney Failure
　
Parkinson's Disease
　
Multiple Sclerosis
　
Motor Neurone Disease
　
Paralysis/Paraplegia
　
Terminal illness
　
Loss of Hearing
　
Loss of Independent Existence
　
Complete Liver Failure
　
Loss of limbs
　
Muscular Dystrophy
　
HIV resulting from a blood transfusion
　
Aorta Surgery
　
Heart Valve Surgery
　
Major Organ Transplant
　
Blindness
　
Alzheimer's Disease
　
Coma
Loss of Speech
　
Major Burns
　
Encephalitis
　
Pulmonary Hypertension
　
Benign Brain Tumor
　
Accidental Head Injury resulting from a major head trauma

Pre-existing conditions
　
Pregnancy, childbirth, miscarriage, abortion
　
Congenital (inborn) anomalies
　
Illness occurred within waiting period of 60 days except due to accident
　
Flying activity
　
Alcohol or drug abuse
　
Unreasonable failure to seek or follow medical advice
　
Dangerous sports or pastimes
　
HIV/AIDS
　
Living outside usual country of residence for more than 3 consecutive months within 12 months
　
Mental/psychiatric illness, self-inflicted injury/suicide, sexually transmitted diseases
　
Unlawful/illegal act
　
War, invasion, rebellion